Profit model: On one hand, it generates interest income by providing financial technology services, such as loan business, and charges fees from digital wealth management-related services. On the other hand, it profits through cryptocurrency-related investments, such as the appreciation of assets like Bitcoin and obtaining equity returns from investments in cryptocurrency-related companies.

The role and significance of the profit model: This profit model helps the company diversify its development. The fintech business can attract a large number of ordinary consumers, providing a stable source of income. Meanwhile, cryptocurrency-related businesses can keep the company in line with the trends of fintech development, attracting investors interested in cryptocurrencies, expanding business boundaries. At the same time, cryptocurrency assets can serve as a tool to hedge against traditional financial risks to a certain extent, enhancing the company's overall risk resistance capability.

Impact on Cryptocurrency: Mogo's impact on cryptocurrency is mainly reflected in its influence on market sentiment and capital flow. For example, its announcement to strategically allocate up to CAD 50 million to invest in Bitcoin may send a positive signal to the market regarding Bitcoin, attracting the attention of other investors and thereby affecting the market demand and price of Bitcoin. Additionally, its provision of Bitcoin trading services through the MogoCrypto platform has also increased the circulation and trading activity of Bitcoin in the Canadian market.