Tap Global's profit model mainly relies on the transaction fees generated from trading and value-added services on its platform. Cryptocurrency trading fees: This is the primary source of income. When over 390,000 users buy and sell cryptocurrencies within the app, Tap will charge a certain percentage of the transaction fee or profit from the buy-sell spread. Currency exchange fee: When users exchange cryptocurrency for fiat currency (such as euros or pounds) for consumption, or vice versa, the platform will charge an exchange fee. Card service fees: Although many fintech companies offer free cards, they may charge for specific services, such as ATM withdrawal fees, international transaction fees, and so on.

The core significance of Tap Global's profit model lies in maximizing user convenience, thereby capturing and retaining customers, and profiting from high-frequency financial activities. Eliminating friction, enhancing experience: The greatest significance of this model lies in "integration." Users do not need to switch back and forth between the bank app and the cryptocurrency exchange app. Want to buy a cup of coffee with Bitcoin? Sell Bitcoin in Tap, and the funds are credited immediately, allowing you to directly use the Tap card for payment. This seamless experience is key to attracting and retaining users. Promoting the Practical Application of Cryptocurrency: By integrating cryptocurrency with everyday payment cards, Tap Global not only makes cryptocurrency an investment asset but also transforms it into a payment tool that can be used anytime and anywhere. This greatly expands the practical application scenarios of cryptocurrency and helps to promote its mainstream adoption. Building a "sticky" ecosystem: The strategy of "super applications" aims to lock all users' financial activities within its platform. The higher the user stickiness, the more transactions are generated, and the greater the company's revenue potential.

Affected cryptocurrencies: According to official information, Tap supports over 50 cryptocurrencies. This means that in addition to mainstream coins like Bitcoin (BTC) and Ethereum (ETH), it also supports a wide range of competitive coins (Altcoins) and stablecoins (Stablecoins). How to influence: Enhancing the "practical value" of a large number of cryptocurrencies: For these more than 50 cryptocurrencies, being included on platforms like Tap Global means their practicality is greatly enhanced. Users can not only trade them but also easily use their value for everyday consumption. Increase accessibility and liquidity: The platform provides its over 390,000 users with a convenient channel to buy and sell these cryptocurrencies, enhancing their accessibility for ordinary investors. Limited impact on prices: Although the user base is not small, Tap Global remains a liquidity channel rather than a price determinant compared to the vast scale of the entire cryptocurrency market. Its existence is unlikely to have a significant impact on the prices of mainstream coins like BTC and ETH, but being included may bring positive exposure and user growth for some lesser-known competing coins.