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[Research Predicts Stablecoin Supply May Reach $2 Trillion by 2028] Data shows that the stablecoin market reached $310 billion on December 12, 2025, representing a year-on-year growth of approximately 70%. USDT and USDC together account for about 80% of market activity. Multiple studies indicate that institutional use of stablecoins is shifting from speculation to practical operational scenarios such as cross-border settlements and corporate payments. Industry analysis predicts that if major financial institutions integrate more broadly, stablecoin supply could reach $2 trillion by 2028.