[Arbitrator Rules Gemini Not at Fault in Earn Program Collapse, Users Recover $2.18 Billion] According to CNBC, an arbitrator ruled on August 12 that cryptocurrency exchange Gemini was not at fault in the collapse of the Earn lending program, with no evidence proving it misled users or failed to conduct due diligence on Genesis Global Capital. The Earn program, launched in 2021, suspended withdrawals during the market downturn in 2022, affecting over 300,000 users. Following a settlement between Gemini and Genesis, Earn users have recovered $2.18 billion in digital assets, approximately 97% of the owed amount. However, more than a dozen related disputes involving Gemini remain unresolved.