[Reeve Collins: Stablecoins Will Enter the 2.0 Era, Future Should Allow Users to Share Reserve Yields]
According to FinanceFeeds, Tether co-founder Reeve Collins stated that the stablecoin industry is ushering in the 2.0 era, and the next generation of solutions must address the issue of users not being able to benefit from reserve asset yields. The core logic of the Stablecoin 1.0 model is to provide users with 1 dollar while the issuer releases 1 token, but users do not share in the reserve yields. In the future, financial services will become foundational infrastructure, and AI agents may choose financial ecosystems based on users' interests. Stablecoin competition will revolve around financial infrastructure and yield distribution. Reeve Collins pointed out that U.S. dollar stablecoins are essentially an extension of the U.S. financial system, posing risks of regulatory reach and differing from central bank digital currencies (CBDCs).