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Saylor: Why is life getting harder and harder for you, even though nothing unexpected has happened? The truth is: Over the past 100 years, the supply of fiat currency, represented by the US dollar, has been expanding steadily at an annual compound rate of about 7%. This is a century-long, targeted wealth extraction. Ordinary people who don’t own assets and only hold cash are unknowingly paying the price for this systemic 7% annual inflation.