[Artificial Intelligence Drives Retail Investment Automation: AI Advances from Stock Selection Assistant to Intelligent Advisory] According to CNBC, with the rapid development of artificial intelligence technology, retail investment is gradually moving toward automation. Increasingly, investors are utilizing OpenAI's ChatGPT and Anthropic's Claude for stock research, building personalized trading systems, automatically monitoring portfolios, performing asset rebalancing, executing tax-loss harvesting strategies, and implementing trading plans based on investment goals. Analysts suggest that AI-driven automated investment tools are steadily approaching mainstream adoption, though their widespread use still faces challenges. Key areas of market focus include the potential impact on brokerage business models and the risks associated with enabling software to understand personal financial goals and autonomously execute investment decisions. Industry experts believe AI could become a critical infrastructure for retail investment, but ensuring algorithmic decision-making transparency and alignment with users' risk preferences remains a regulatory and industry challenge that needs to be addressed.