[Survey: 77% of Americans Believe Including Cryptocurrency in Retirement Plans is High-Risk] BlockBeats News, August 27: According to the latest survey by the National Institute on Retirement Security (NIRS), 77% of Americans believe that incorporating cryptocurrency into workplace retirement plans poses risks, with 46% considering the risk to be 'very high.' Additionally, 53% of respondents oppose employers offering cryptocurrency investment options. The survey reveals growing concerns among Americans about retirement security, with 80% of respondents stating that the U.S. is facing a 'retirement crisis,' a significant increase from 67% in 2020. Furthermore, 61% are worried about their financial security after retirement, 68% say it is becoming harder to save for retirement, and 77% report that debt is affecting their ability to save. The survey was conducted by Greenwald Research from October 24 to November 14, 2025, and included 1,203 Americans aged 25 and older. Meanwhile, the U.S. government and regulatory agencies are pushing to expand the allocation of cryptocurrencies and other alternative assets in retirement accounts such as 401(k)s. In March of this year, the U.S. Department of Labor proposed related rules to provide a potential safe harbor for including alternative assets in 401(k) plans. However, the proposal has faced opposition from some Democratic lawmakers, who argue that cryptocurrency assets are highly volatile and lack sufficient investor protections. This indicates that while U.S. policymakers are gradually loosening restrictions on allocating retirement funds to cryptocurrency assets, ordinary investors remain cautious about the associated risks. [Original Link]