[U.S. SEC and CFTC Strive to Finalize Crypto Regulation Plan by Year-End] The U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) are pushing to achieve their cryptocurrency regulation goals by the end of the year. The CFTC plans to oversee spot crypto trading and tokenized collateral, while the SEC is advancing 'Project Crypto,' which aims to introduce an innovative regulatory exemption system. However, a government shutdown has impacted the efficiency of both agencies. The White House has suggested that the SEC consider a crypto safe harbor and exemptions for securities offering registration, while the CFTC has been authorized to regulate the spot market for non-security digital assets. Congress is promoting legislation, and the SEC hopes the relevant bills can take effect by year-end to clarify market rules and coordinate regulatory actions.