Tell me about my idea of using business loans for stablecoin arbitrage, especially USD1, which has played a significant role in this round of contributions! Since the beginning of 26 years, the credit policy of domestic banks has been very awesome, and the interest rate has dropped to the historical freezing point. I happen to have a residential property in the core area of Guangzhou, worth nearly 10 million yuan and with a fully paid loan. This house is just a fixed asset, and it is still depreciating in value. It cannot be sold, so I just want to play arbitrage. I have contacted a bank account manager whom I am familiar with. Because I have a small and micro enterprise license for e-commerce (belonging to the digital consumer retail category) under my own name, which happens to comply with the current inclusive finance policy. After qualification review and property evaluation: Business loan: The bank gave me a credit limit of 7.5 million yuan, which is 75% of the assessed value of my property. Due to complying with the interest subsidy policy, the annualized interest rate given to me was surprisingly low at 2.35%! Decoration loan: By the way, I also applied for a pure credit decoration consumption loan with a limit of 300000 yuan from another joint-stock bank. By participating in the bank's "online group buying" activity, the interest rate was 3.1%. These two sums of money add up to a total of 7.8 million yuan. Calculating the overall cost of funds, the annualized rate is less than 2.5%. And the repayment method is' interest first, principal later ', which means I only need to pay a small amount of interest every month, and all the principal can be used for turnover. After receiving the money, the bank's funds are monitored for their intended use. It is troublesome to transfer business loans into corporate accounts and decoration loans directly into dedicated cards. And bank money cannot be directly deposited into the exchange or stock market, as it is a risk control red line and will be required to be settled in advance every minute. I have effectively circulated and cleaned up the funds through compliant trade advances, daily business turnover, and normal consumption paths, and ultimately safely exchanged this idle capital into USDT and USDC in the cryptocurrency market. And I started my journey of stablecoin interest generation, mostly using relatively conservative strategies, mainly USD1, as well as some dual coin winning strategies. Overall, the conservative estimate is around 10%! Let me calculate my approximate arbitrage income for a year, and temporarily ignore the losses caused by RMB appreciation (rent deduction). My borrowing cost: 7.8 million yuan x 2.5%=195000 yuan/year My arbitrage profit: 7.8 million yuan x 10%=780000 yuan/year Annual net profit: 780000-195000=585000 yuan That is to say, through this operation, without selling the house or bearing the risk of price fluctuations in the cryptocurrency market, I have utilized the interest rate differential between banks and the digital market to generate nearly 585000 yuan in net cash flow annually for no apparent reason. The rent for renting out the house is completely sufficient to offset the exchange rate loss! Converted, I earn nearly 48800 yuan per month! Thank you very much for the continuous renewal of USD1!