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[Morph Predicts AI Agents to Influence $500 Billion in Transactions by 2028] According to Morph's report *The Agentic Economy*, it is projected that by 2028, the total global transaction volume influenced by AI agents will exceed $500 billion. The report states that AI is evolving from content generation tools into economic participants capable of completing transactions. The infrastructure for Agentic Commerce is built around four key aspects: identity, authorization, checkout, and settlement. Relevant technical standards include MCP, AP2, ACP, UCP, Visa Trusted Agent Protocol, ERC-8004, and x402. Morph predicts that by 2028, commercial stablecoin payments initiated by AI agents will surpass human-operated transactions in terms of volume, and 10% of U.S. households will regularly authorize AI agents to complete purchases.

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